Know what’s yours to keep.

A clear 2026 estimate for Canadian self-employed income—before other credits, RRSP deductions, or instalment payments.

C$
C$

Enter freelance income excluding GST/HST collected, and eligible expenses net of any GST/HST claimed as an input tax credit.

Estimated annual take-home

C$0

C$0 per month

0.0%effective tax + contribution rate
Federal income taxC$0
Provincial taxC$0
CPP contributionsC$0
Gross freelance incomeC$0
Business expenses−C$0
Net business incomeC$0
CPP/QPP tax deduction−C$0
Total estimated set-asideC$0

Estimate assumes one self-employed taxpayer, full-year residency, and no other income. The basic personal amount plus applicable CPP/QPP credits and deductions are included.

Income tax and CPP above exclude GST/HST, which is estimated separately below. Also excludes refundable credits, RRSP/FHSA deductions, Québec HSF, and optional self-employed EI. Ontario health premium and surtax are included.

Rates: CRA 2026 tables · Revenu Québec. Planning estimate only—not tax advice.

Estimated GST/HST to set aside

C$0

GST/HST collected on your incomeC$0
Estimated input tax credits on expenses−C$0

📅 CRA quarterly instalments

If your net tax owing for the year is more than C$3,000, the CRA usually expects tax instalments on these dates. This panel is a reminder aid only—not tax advice. Québec residents also deal with Revenu Québec, which has its own instalment schedule.